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       Business and Finance
bulletAvoiding Credit Card Traps - The Dollar Stretcher
We were offered a one-year 2.99% interest rate on an existing Visa account
that we didn't use very much. We wanted to use the card to make a very
large purchase with the intent of paying it off within one year...more

 
bulletRealistic Credit Repair
What is the best way to get our financial life back on track?  Does income count in calculating credit score or in assigning credit card rates?  Is there something we can do besides paying off as much as we can as quickly as possible?...more

 
bullet Replacement Value Insurance
I recently read that the worst homeowner's policy is a "Cash Value" Policy. I checked my condo insurance policy and it is "Cash Value". Should I be concerned?...more

 
bulletFuel Efficient Vehicles by Kyle Busch
The cost of transportation can be expensive, and higher fuel prices does not help matters. The following vehicles have good ratings, and they will help to stretch your fuel dollars.  The following are some vehicles that will help you to keep rolling longer and avoid the pump...More
 
bulletNew or Used Car?
by Gary Foreman, The Dollar Stretcher
Planning on purchasing a car? Dollar Stretcher Gary Foreman looks at the pros and cons of new vs. used...more
 
bulletDeclare a War on Worry
by Deborah Brown, Contributing Columnist
Are you worried about your career? Would you like to stop? The reason many of us worry is that we have a situation in front of us and we are scared that it will not work out. We are afraid that we will make the wrong decision (again), fail, or look bad in front of others. Uncertainly in our career has us so worried about paying the bills, losing our home,going to war, etc. that we cannot seem to focus on anything else. Unfortunately, this fear has kept you from seeing a way out...more
 
bullet Why Are So Many Retirees in Financial Trouble?
It seems like you can’t pick up a newspaper or magazine without seeing an article about someone losing their retirement savings in the recent bear market. Ironically, most of the stories are about people who thought they were prepared to take the plunge, only to wake up in an ocean of financial trouble. Why is it that after one of the greatest runs in stock market history so many people have lost their grip on a secure retirement?...more
 
bulletBoomer Caused Market Collapse
by Gary Foreman, The Dollar Stretcher
Baby boomers will live longer than their parents. Many don't plan on retiring at 65 and playing golf for 20 years. Some recent studies show that over half of boomers expect to work some during retirement. So they won't rely entirely on selling stocks to pay the bills...more
 
bulletFinding Financial Advisors
A financial corporation offered a class on money and how to properly use it. I sat through their spiel and asked questions. Of course they offer the full array of services from investments to mortgages. All of this sounds good during the presentation. But it has always been my understanding that no one is willing to do something for you without getting something in return. Can you tell me what you think of these corporations and what they are offering? Is there a catch? How can I tell who is reputable and who is just going to take me for a ride?
...more
 
bullet Can you hear me?
World of Children, Inc., a Central Ohio organization, gives a voice to children throughout the world....more
 
bulletSummer Cooling 
What is the best way to save on cooling bills? We live in an 1962 house that gets direct sun and no shade. More insulation in the attic?...more

 
bulletTop 10 Reasons Small Businesses Fail 
About half all small businesses fail within the first four years -- a statistic that generates a shudder of fear in even the most dauntless entrepreneur. Most of these failures, however, resemble one another in crucial ways. And once you identify these harbingers of failure, you can increase your own chance of success...more

 

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bulletThe Lesson from Enron: Improve the Financial System to Protect Investors
by Iris Wang, Columbus Wired Columnist
The Enron story is surprisingly similar to what happened to some companies in Asia during the 1997 financial crisis. There are some problems in the U.S. financial system to fix...more

 
bulletSurviving Layoffs 
I am frustrated by stories on conventional financial planning. I have been "downsized" three times in my career and suffered a major setback each time, so the usual planning doesn't succeed. Also, technical jobs are few and low-paying in my area so it's harder to come back each time...more
bullet

Why You Need a Financial Plan
Investing is a lot more than just calling your broker and buying or selling. To be successful, it's wise to plan ahead. But why should the average investor have a financial plan?  "Cause everybody needs to save for their future; everybody seems to be spending the money they make today, today and they have no regard of Social Security plan or anything like that going forward," says contractor Darrell Ipson...more

bulletAuto Lease or Purchase Your Next Car
Is it better financially to buy or lease an automobile since it's a depreciating asset?... more

Archived Articles and Columns

bullet Correcting Your Credit Report
bullet Lowering the Finance Cost on Your Next Vehicle Purchase

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